Australian Credit License:  391299
Are you in need of a vehicle but have bad credit in Brisbane? Even if you have been denied credit in the past at other dealerships, Cars on Terms may be able to help. We specialise in placing people in vehicles that they need despite past mistakes they may have made.


For the past 17 years, we have put thousands of people with difficult circumstances into reliable quality vehicles. We are able to help you out despite your bad credit in Brisbane because we supply in-house financing. This means that we operate just as a bank does, but we set our own criteria for who we approve for our loans. We don't judge on mistakes made in the past. Instead we focus on current and future financial standing.


Turn your Bad Credit in Brisbane Around

Another great thing about the services we provide with our car loans in Brisbane is that when you're approved for one of our loans and make consistent payments (or better still  pay it out early) we can actually help improve your credit standing. We are a Credit Reference Provider, so we can assist you with loans you are trying to qualify for in the future.

Click Here for Loans Even with Bad Credit in Brisbane



How to Apply for Loans at Cars on Terms

Our loan process here at Cars on Terms is simple. Just provide a few documents to us and we will walk you through our application process. We could possibly have you approved in one business day.

Our Loan Manager is eager to get you approved for a loan regardless of your bad credit in Brisbane. He has many years of experience in this industry and he understands that everyone has special circumstances. He is here to listen to your special needs and to help tailor your car finance in Brisbane with Cars on Terms.


Documents to Bring With You

The paperwork we require to process your application are documents that you probably already have in order. We need copies of your driver's licence, proof of where you live, bank statements, proof of income for a month and a copy of your credit file. After we receive these and go through the simple application process we can get you in a car of your very own in no time at all.

So even if you have bad credit in Brisbane, we can still make you the proud owner of one of our vehicles. Call for quote or visit us online today!

Want to Learn More About Cars on Terms?

Get Car Loans Despite Bad Credit in Brisbane

Phone: 07 3349 4848               Email:        Sales@CarsOnTerms.com
Fax:     07 3349 0868               Address:    1223 Logan Rd Mount Gravatt

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